Spartan
Caselaw
RAF – Liability – Sudden emergency – Collision on incorrect side of road – Unknown insured driver travelling on incorrect side of road and approaching plaintiff at a high speed – Plaintiff endeavoured to avoid a collision by swerving to his right – Circumstances were such that plaintiff’s decision to swerve right did not amount to negligence but at most to an error of judgment – Unknown driver was negligent by veering into lane of plaintiff, which negligence caused accident – Defendant liable.
Facts and issue: The plaintiff issued summons against the defendant, the Road Accident Fund for payment of damages arising from a motor vehicle accident. The collision occurred between the first insured driver, involving a motor vehicle being a red Audi driven by an unknown driver (second insured driver) and a motor vehicle driven by the plaintiff. The plaintiff alleges that the sole cause of the collision was due to the negligence of the first insured driver, alternatively the unknown second insured driver, alternatively the first and second insured drivers having been negligent in one or more respects.
Discussion: The plaintiff testified that he was driving in a westerly direction to his home. The road was a tarred road with two single lanes, one in each direction. He approached a T-junction and slowed down with the view of turning to his right. A vehicle was approaching from the opposite direction. He described the vehicle as a red taxi or Iveco. He explained that he was stationary and waiting for the Iveco to pass. He noticed an Audi coming from behind the Iveco, overtaking the Iveco and entering his lane of travel. He decided to ‘quickly’ turn right into the adjoining gravel road to his right at the T-junction in an endeavour to avoid a collision with the oncoming Audi. He was waiting approximately ten meters away from the T-junction. The plaintiff testified that if he had not turned right, he would have collided with the oncoming Audi. He was unable to give an estimation of the speed at which the Audi was travelling. The Audi was behind the Iveco, and he was unable to say how far away from the T-junction the Audi was when it appeared in his lane of travel. The Iveco was still approaching the T-junction, but not far away from the T-junction when the Audi overtook the Iveco. The Audi did not stop after the accident occurred but left the scene.
Findings: Had the Audi not appeared from behind the Iveco, there would have been no logical reason for the plaintiff to have crossed over into the lane of oncoming traffic. On the plaintiff’s version he was aware of the oncoming Iveco. The court therefore accepts the plaintiff’s version that he endeavored to avoid a collision with the Audi, travelling on the incorrect side of the road and approaching the plaintiff at a high speed, by swerving to his right. The circumstances were such that the plaintiff’s decision to swerve to the right did not amount to negligence but at the most to an error of judgment. Since the evidence of the unknown insured driver of the Audi could not have been presented and the first insured driver of the Iveco had passed away since the accident, there is no explanation before court why the driver of the Audi veered into the lane of the plaintiff. Consequently, the unknown second insured driver of the Audi was negligent by having veered into the lane of travel of the plaintiff, which negligence caused the accident. In the circumstances the defendant failed to prove any contributory negligence on the side of the plaintiff in causing the accident.
Order: The defendant is liable to pay 100% of the plaintiff's proven or agreed damages.
Molaoa v Road Accident Fund [2025] ZAFSHC 2
14 January 2025
VAN RHYN J
RAF – General damages – Paraplegic – Long-term impairment and loss of body function – Accident caused profound physical manifestations that carry a poor prognosis for recovery – Dependent on assistance – Cognitive domains appear to be functioning inadequately – Permanent serious disfigurement – Injuries disadvantage plaintiff immensely and adversely affect quality of life – Award of R1,840,000 after deduction of 20% apportionment.
Facts: A collision occurred between a motor vehicle being driven by the plaintiff (who was about 42 years of age at the relevant time), and a motor vehicle being driven by Moloi (the insured motor vehicle). To establish a causal link between the accident and the injuries sustained by the plaintiff and the sequalae thereof, the plaintiff presented evidence by way of expert reports on affidavits by the relevant authors, the said experts having consulted with and examined the plaintiff post the accident.
Claim: The plaintiff instituted action for damages against the Road Accident Fund in terms of s17(1)(a) of the RAF Act 56 of 1996, as amended, as the statutory. The issue of the future hospital and medical expenses became settled, with merits being settled at 80% in favour of the plaintiff. The issue of the loss of earnings became postponed sine die by agreement between the parties. The only issue remaining for determination is the general damages.
Discussion: Dr Kimburai calculated the plaintiff’s whole person impairment at 20% WPI and found that the plaintiff’s injuries have resulted in serious long-term impairment/loss of body function. The neurologist’s outcome diagnosis of the plaintiff was that of him presenting with slowly progressive difficulty walking following the accident and undergoing a spinal surgery 2 years post-accident. He is now paraplegic. The accident left him with profound physical manifestations that carry a poor prognosis for recovery. His ability to be independent has been hampered and he will be dependent on the assistance of him family/caretakers for the rest of his life. The plaintiff’s counsel submits that the plaintiff has become socially dysfunctional and suffers from clinical anger. He has become aggressive to his household members, suffers from mild neurocognitive disorder and is suicidal.
Findings: The plaintiff does indeed qualify for compensation for general damages for serious injury in terms of the narrative test in that he suffered long-term impairment and loss of a body function, permanent serious disfigurement, and further that his injuries disadvantage him immensely and adversely affect his quality of life. The court finds that the amount of R2,300,000 for general damages would be fair and reasonable under the circumstances less the 20% apportionment.
Order: The defendant shall pay the plaintiff in total and post 20% merits apportionment R1,840,000 for general damages.
Aaron v Road Accident Fund [2025] ZAGPJHC 6
9 January 2025
VUMA AJ
RAF – Loss of income – Child – Pre-morbid postulations – Quantum – Neurocognitive deficits – Suffered cognitive impairment which impacted scholastic performance – Speculative hypothesis on minor child’s ability to complete Grade 12 post-accident and to pursue tertiary studies – Speculative hypothesis on child’s ability pre-accident with no statistical data for such assumption – Contingency deduction of 40% on uninjured future earnings – Award of R3,366,204.60.
Facts: At the time of the accident, the minor child, aged 5 years at the time, was a pedestrian walking on a public road in the vicinity of a primary school, when he was knocked down by a motor vehicle driven by the insured driver. The minor child, according to the hospital records, records that the minor child sustained a head injury (haematoma on the head); swelling and fracture on the left temporal region; and was ultimately diagnosed with a head injury. Other injuries noted in hospital reports are said to include a left eye injury and general body lacerations, which were treated conservatively, resulting in him being discharged with medication only.
Claim: The action was set down for adjudication of quantum. Merits were previously conceded 100% in favour of the minor child, a pedestrian at the time of the accident, who was knocked down by a motor vehicle driven by the insured driver.
Discussion: The minor child was in Grade R, aged 5 years and 3 months at the time of the accident. Collateral information suggests that he had never been in an accident before and was generally of good health, having reached all milestones favourably. Save for the contradictory indications that the minor child lost consciousness after the accident, all other assessments are demonstrative of the fact that he has suffered cognitive impairment which has impacted his scholastic performance which is described as consistently below the grade average. Expert opinion must be founded on logical reasoning to satisfy the court that it can safely be accepted when gauged against the onus on the plaintiff, to satisfy the court of same on a balance of probabilities. The court is satisfied that in the main the plaintiff has satisfied the onus on a balance of probabilities, subject to reservations on some of the postulations. These reservations are in the main on the postulations of the industrial psychologist which informs the actuarial calculations.
Findings: Considering the pre and post-morbid career paths postulated by the industrial psychologist, it is difficult to accept that, with the minor child having been in Grade R at the precipice of his schooling, and performing on an average basis with his peers, and with the academic history of his parents that it could be said emphatically that he would have achieved a Grade 12 with a bachelor’s pass and then proceeded on to a bachelor’s degree. The statistical data for such an assumption is simply not there. This speculation impacts the determination of his uninjured future earnings. Absent an established scholastic record, considering the minor child was in Grade R at the time of the accident, the degree of speculation on his pre-accident scholastic ability versus his post-accident ability which renders him unemployable, unfortunately does not avail the plaintiff and does not assist the court. The peculiar facts of the matter are such that a contingency deduction of 40% on the uninjured future earnings should be made to address what is speculative hypothesis on the minor child’s ability to complete Grade 12 post-accident and to pursue tertiary studies; and the speculative hypothesis on the child’s ability pre-accident with no statistical data for such assumption.
Award: The defendant shall pay the plaintiff the amount of R3,366,204.60 in respect of the claim for loss of earning capacity.
JLD obo RJD v Road Accident Fund [2025] ZANWHC 5
6 January 2025
PETERSEN J
RAF – Transfer to other Division – Congested roll – Removal and transfer – Contends transfer will help ease overwhelming case load and logistical challenges faced by court – Paucity of facts justifying removal and transfer – Congested court roll not sufficient to justify removal and transfer of matter from one division to another – More is required – Applicant seeking transfer to expedite finalization of claim under the guise of section 27(1)(b) – Application dismissed – Superior Courts Act 10 of 2013, s 27(1)(b).
Facts and issue: This is an unopposed application for the removal of a trial from this Division in terms of section 27 (1) (b) of the Superior Courts Act 10 of 2013 and for it to be transferred to the jurisdiction of the High Court of South Africa, North North-West Division, Mahikeng. The applicant avers in her founding affidavit that circumstances have arisen dictating that it would be, apart from merely been convenient in terms of section 27(1)(b) of the Act, financially sensible and in the interest of justice should the matter be removed and transferred. The issue is whether it is convenient for a Division of the High Court whose roll is congested to remove and transfer a matter to another Division of the High Court in terms of section 27(1)(b) of the Act.
Discussion: The applicant further states in the founding affidavit that the trial roll in this Division is congested, and by transferring the matter, and having regard to where the applicant resides and where the incident occurred, it will help ease the overwhelming case load and logistical challenges faced by this court. The respondent would not be inconvenienced, so says the applicant, because it has access to the appointed State Attorney's offices in the North West Province and the exchange of pleadings, notices and reports may be done by way of e-mail. The applicant's founding affidavit is riddled with legal submissions which are of no assistance to the court. There is a glaring paucity of facts justifying the removal and transfer of the matter. Although not determinative regarding the granting of the transfer, no evidence was adduced regarding any of the witnesses to be called, where they are based or where consultations would be held. This would have demonstrated the convenience of the parties but instead the applicant stated that the parties will exchange pleadings by email. This can conveniently be done even if the matter is heard in this Division.
Findings: It may well be that if the matter was to be transferred to the Mahikeng High Court, it could be disposed of sooner than in this Division. That would not and does not render the matter transferable within the meaning of section 27 (1)(b) of the Act. It is not only the speedy disposal of litigation but also the convenience of the transferring court and the transferee court which is envisaged by section 27(1)(b) of the Act. The court is not persuaded that by simply removing cases from a Division which has overwhelming backlog of cases to another Division with fewer cases would be convenient to the transferring court as contemplated in section 27(1)(b) of the Act. It appears that the primary reason for the application is not because it would be convenient to all the parties but because the applicant seeks to address the inordinate delay in the prosecution of her claim in this Division. The applicant is thus seeking a transfer to expedite the finalization of her claim under the guise of section 27(1)(b) of the Act. This is not what is contemplated by section 27(1)(b) of the Act.
Order: The application is dismissed.
Petersen v Road Accident Fund [2024] ZAGPPHC 1352
19 December 2024
RAMAWELE AJ
RAF – Loss of income – Post-accident potential – Expert evidence – Quantum – Plaintiff performing well academically post-accident – Continuing with tertiary studies – Estimations of career path made by occupational therapist and industrial psychologist too conservative – Opinions expressed insufficiently took into account plaintiff’s post-accident tertiary studies – Court not bound by expert opinions, especially when regard is had to facts – Award of R2,238,368.
Facts and issue: The plaintiff was a 25-year-old female passenger in a vehicle when the accident in question occurred. At the time of the accident, the plaintiff had not only passed grade 12 in 2009 but had completed a Computer End User Certificate. She was at the time employed as a practical trainee at Goldi Early Bird Farm as part of her further tertiary studies. The tertiary studies were for a national diploma in agricultural management at UNISA. Although the completion of these studies was delayed by a year and the plaintiff had to complete her practical training later, at a different farm, she completed the diploma in 2016. The issue of the quantum of the plaintiff’s loss of earnings is the only outstanding issue.
Discussion: In a claim for loss of earnings against the Road Accident Fund, the plaintiff sought to rely only on affidavit evidence in terms of Rule 38(2), including that of her experts. The plaintiff is a very bright and ambitious young woman. The expert reports postulating a limitation of her aspirations is almost demeaning to her. For expert opinion to be of assistance to a court, it must be based on a proper factual basis. There is nothing to suggest that any consequence of the injuries sustained in the accident limited any of the plaintiff’s academic capabilities. The only limitation of academic progress experienced to date, was that of a lack of finances, which is completely unrelated to the accident. Regarding the report of the orthopeadic surgeon, there is nothing to suggest that the occupational therapist’s opinion that the plaintiff is only suitable for sedentary employment, has any factual basis. There is also insufficient factual basis to conclude that the diminished strength of the plaintiff’s left arm and wrist would preclude her from being able to perform “supporting”, “supervisory” or “managerial” functions, even in an agricultural environment. It was always clear that the plaintiff was never going to be a general farm labourer.
Findings: Of the three scenarios postulated, scenario two is the one which is factually supported. The actuary has calculated that the plaintiff’s uninjured income potential, based a scenario 2, would be R7,109,582, after he had applied a 15 % contingency deduction. The court however parts ways with the actuary where he calculated, based on the views of the occupational therapist and the industrial psychologist, that the plaintiff’s post-accident income would only be a percentage of a projected income of R1,104,542. The projected future post-accident income of the plaintiff would be the same as in the pre-accident scenario, but with a higher contingency deduction to be applied. The court considers that doubling the contingency deduction to 30% would be a sufficiently “higher” contingency.
Award: The defendant shall pay the plaintiff in the amount of R2,238,368 in respect of loss of earnings.
Mbeve v Road Accident Fund [2024] ZAGPPHC 1327
18 December 2024
DAVIS J
RAF – Past medical expenses – Health insurance – RAF directive to reject claims for expenses settled by medical scheme – Court order setting aside directive – Discovery contending two subsequent directives perpetuating breach of order – Subrogation and res inter alios acta discussed – Difference between medical schemes and insurers – Whether ailing RAF should be concerned with funding medical scheme premiums – RAF did not breach order by relying on two subsequent directives – Application dismissed.
Facts: The applicant (Discovery Health) is a company and medical schemes administrator managing some 18 medical schemes including Discovery Health Medical Scheme. At the heart of the matter is the Road Accident Fund’s liability for the payment of past medical expenses of road accident victims, who are members of medical schemes, in circumstances where such expenses have been settled by a medical scheme (the disputed medical expenses). In 2022, the RAF issued a directive that instructed its employees to reject road accident victims claims for the disputed medical expenses. The reasoning underpinning this was that those claimants did not suffer any loss, and that the RAF therefore had no duty to reimburse them. Discovery Health initiated urgent proceedings and the court reviewed and set aside the directive and interdicted the RAF from relying on the directive to reject claims for the disputed medical expenses.
Application: For a declarator, amongst others, that the RAF is in breach of the order handed down in 2022 by this court. Discovery Health asserts that the RAF has failed to comply with the order, in that it continues to refuse to pay the disputed medical expenses. Discovery Health further seeks a pronouncement by this court that the RAF’s reliance on the two directives, which it issued subsequent to the order, perpetuates its breach of that order. The second directive required the RAF’s employees to first ascertain whether a claim fell within prescribed minimum benefits (PMB’s) or emergency medical conditions (EMC’s), and only where it was neither, would a claim be processed and honoured if successful. The third directive was based on section 19(d)(i) of the Road Accident Fund Act 56 of 1996 where there has been an agreement to pay another person a portion of the compensation.
Discussion: The key question which must be answered is whether a case has been made, based on policy considerations of fairness, equity and reasonableness, that medical schemes regain what they have paid in discharge of their contractual and statutory obligation, indirectly from the fiscus, through the financially ailing RAF, relying on the principle of res inter alios acta and whether subrogation is applicable to claims submitted by victims of accidents to the RAF. One of those policy considerations is whether it is conscionable that the RAF, in competition to funding the millions of motor vehicle claimants, many of whom are indigent persons, be concerned with funding medical scheme premiums of the small, financially-privileged group who already have access to private healthcare.
Findings: It is time that we confront the reality that the principle of subrogation, which applies to insurance, does not apply in the context of medical schemes. In further considering the issue, one must take into account that the RAF is not an insurance entity and its sole means of income is not premiums as is the case with insurers but a fuel levy. That the Fund is struggling financially and is not adequately funded is no secret. The contestation before the court is simply about whether the RAF’s funds should continue being used to replenish the coffers of medical schemes. The subrogation principle perpetuates the lie that a road accident victim actually has a claim against the RAF when in truth and in fact, that claim was satisfied by the medical scheme. The court was called to decide in this case whether by relying on the two subsequent directives, the RAF breached the 2022 judgment. This court finds that it did not. Discovery Health has also not made out a case to interdict these and/or to set them aside as unlawful. The result is that they remain operative.
Order: The application is dismissed with costs, such costs to include the costs of two counsel, on scale C. The costs are to include the costs related to the strike-out application.
MLAMBO JP and BAM J
OPPERMAN J dissenting from para [105]
Discovery Health v Road Accident Fund [2024] 23-117206 (GP)
17 December 2024
MLAMBO JP and BAM J
RAF – Loss of income – Contingencies – Post-accident potential – Pre-existing conditions not related to accident – Continues to struggle coping with demands of everyday life seven years’ post-accident – Risk that level of functioning will continue to decline – Concentration and cognitive difficulties are specifically of concern as work requires a great deal of focus – Will remain at risk of poor performance outcomes throughout career – 22,5% contingency for post-morbid future loss of earnings.
Facts: The plaintiff was born on 16 March 1989. At the time of the accident the plaintiff was employed as an Approach Radar and Procedural Controller at the Air Traffic Navigational Services, Bloemfontein International Airport. The plaintiff was single at the time. The plaintiff has since got married and they emigrated to New Zealand in 2023. Initially he was employed as a Procedural Approach and Aerodrome Controller in Invercargill, which employment he started in June 2023. After approximately seven months an internal position opened as a Wellington Approach Radar Controller in Christchurch. He applied for the position and was successful and they moved to Christchurch in March 2024 and at the time of the drafting of the addendum report, the plaintiff was still busy with training in the new position.
Claim: The plaintiff claims damages for injuries he suffered as a result of an accident which occurred between the motorcycle he was driving and a motor vehicle in 2017. The parties previously settled the merits in favour of the plaintiff on an 80/20 percentage basis. The only remaining issue in dispute is the determination of the contingency to be applied in respect of the plaintiff`s post-morbid future loss of earnings. In this regard the plaintiff contends that the just and fair contingency percentage to be applied is 22.5%, whilst the defendant contends that 17,5% is the just and fair contingency deduction.
Discussion: The occupational therapist concluded that the plaintiff, seven years’ post-accident, continues to struggle coping with the demands of his everyday life and this is eroding his autonomy. She further opined that ongoing sequelae which have developed post-accident should be seen as confirmation of the accident being a watershed event in his life, also as his difficulties is expected to be of a permanent nature and there is a risk that his level of functioning will continue to decline. With regard to his work ability, she concluded that the sequelae from his brain injury will prevent him from becoming a commercial pilot. With regard to his cognitive and emotional challenges, the plaintiff indicated to Ms Wassermann that his job requires high levels of focus and concentration, which he struggles to maintain. The plaintiff further expressed to Ms Wassermann that he must work significantly harder than his colleagues to achieve the same results which is a substantial mental challenge. The plaintiff worries that if he does not succeed in his current position, he has no other career path to fall back on and it has been a big mental challenge for him not to give up.
Findings: Regarding the future employment functioning of the plaintiff, Ms Wassermann opined that he would continue experiencing difficulties with his work tasks. His concentration and cognitive difficulties are specifically of concern as his work requires a great deal of focus, problem-solving and cognitively demanding tasks. It seems less likely that he will be successful in securing employment at a prestige airport such as Dubai (as he aspired to). She opined that if he makes a gross mistake he could lose his employment and even his licences to work. Should he lose his current employment, he will likely experience difficulty securing alternative employment, which may result in a period of unemployment or even under-employment. A contingency deduction in respect of the plaintiff’s post-morbid future loss of earnings of 22,5% be applied, as contended by Mr Thompson, who appeared on behalf of the plaintiff.
Order: The defendant is liable to pay 80% of the plaintiff`s proven or agreed damages. The plaintiff`s attorney of record is ordered to forthwith request the actuary, Mr J Potgieter, to prepare an actuarial calculation on the postulations as agreed upon between the parties, but with a 22,5% contingency for plaintiff's post-morbid future loss of earnings.
Roux v Road Accident Fund [2024] ZAFSHC 400
17 December 2024
VAN ZYL J
RAF – Prescription – Raised in pleadings – Appeal against dismissed claim – Issue of prescription had not been pleaded – Court hearing a matter under RAF Act is not entitled to take notice of prescription of its own volition – No facts upon which court a quo could have determined a date upon which alternative claims fell due – Could not have concluded that alternative claims had prescribed – Appeal upheld – Prescription Act 68 of 1969, ss 12(3) and 17(1).
Facts and issue: The appellant launched a claim under the Road Accident Fund Act, 56 of 1996 for damages, pursuant to injuries that the appellant suffered in an accident. The claim was instituted more than eleven years after the cause of action arose. The respondent did not enter an appearance to defend the action, it did not participate in the proceedings before the court a quo, nor did it appear in this appeal. The court a quo dismissed the claim without giving judgment. The appellant launched the present appeal.
Discussion: The appeal is brought on two grounds. Firstly, that the issue of prescription had not been pleaded, and that a court is not at liberty to raise prescription mero motu; and secondly, that the court a quo had not considered that there were two alternative claims in respect of which prescription could not be determined simply on a consideration of the facts pleaded in the summons. The Constitutional Court held that the provisions of section 23 (1) of the RAF Act were inconsistent with section 12 (3) of the Prescription Act, and that, as provided by section 16 of the Prescription Act, claims in terms of the RAF Act therefore were subject to the prescription period provided for in section 23 (1). As a consequence, a court hearing a matter under the RAF Act is also not, by virtue of section 17 (1) of the Prescription Act, entitled to take notice of prescription of its own volition.
Findings: There is a further aspect to the matter. The alternative claims are, firstly, contractual, and secondly, delictual in nature. One cannot, from the papers alone, determine when the alleged contractual breach occurred in respect of the first alternative claim, nor when the respondent allegedly breached its duty of care in terms of the second alternative claim. Even if it was open to the court a quo to take notice of prescription mero motu, there were no facts upon which the court a quo could have determined a date upon which the alternative claims fell due, and as a consequence, it could not have come to the conclusion that the alternative claims had prescribed.
Order: The appeal is upheld. The matter is referred back to the default judgment court for determination.
Macwecwe v Road Accident Fund [2024] ZAGPPHC 1345
11 December 2024
SWANEPOEL J
RAF – Special Interlocutory Court – Striking out of defence – Seeking two orders to be granted simultaneously – Reasons advanced – To obviate costs and because practice directives allowed it – Subrule affords applicant an election whether to apply for an order compelling compliance or strike out – Rule 30A does not entitle the litigant to apply for two orders – Two stage process must be maintained as required by rule – Orders for compliance granted – Uniform Rule 30A.
Facts and issue: The manner in which the applicants approached court was one application in which an order to compel compliance with a specified rule is sought, together with an order that should the respondent fail to comply with the court order within the time provided for in that order, the strike out must ipso facto apply without the applicant having to come back to court for an order to strike out either the claim or defence, as the case may be. The applicant provided two reasons why the orders should be granted at the same time. The first was to obviate costs. The second reason was because the practice directives allowed it.
Discussion: A reading of rule 30A(1) leads to the conclusion that the wording of the subrule affords the applicant an election whether to apply for an order compelling compliance or strike out. The phrase “or” sets out that election. It means that either an order for compliance or an order for strike out may be sought and ordered by the court. I do not get a sense that subrule (1) of rule 30A envisions a process where an order for compliance should be considered as a prelude for an order for striking out. Each of the applications sought and/or orders to be granted, are distinct applications and/or orders, and each must stand on own facts. It follows therefore that if an order for compliance is required, an aggrieved party must notify the defaulting party that he or she intends applying to court for an order compelling him or her to comply. Depending on the non-compliance, the aggrieved party must notify the defaulting party that he or she intends to apply to court for an order to strike out the claim or defence.
Findings: Rule 30A is a twostep process. Firstly, a determination must be made whether there has been non-compliance or not. If there has been non-compliance, the second step process kicks in, the aggrieved party must apply to court for an order to strike out the claim or defence. Rule 30A does not entitle the litigant to apply for the two orders, that of compliance and strike out, in the same application. The two-stage process must be maintained as required by the rule.
Order: The orders to strike out are refused. The orders sought to compel the respondents to comply with the respective rules in the applications are granted.
Malebana v Road Accident Fund [2024] ZAGPPHC 1353
10 December 2024
KUBUSHI J
RAF – General damages – Injuries considered – Pedestrian knocked by vehicle – Whether all injuries sustained in incident are relevant for determination of general damages – Once injuries have been established as serious, an entitlement to general damages then after exists – Serious injury for orthopaedic injuries confirmed – Full scope of injuries sustained are claimable – Forms quantification of general damages – Award of R425,000.
Facts and issue: The plaintiff seeks judgment for the balance of its claim against the defendant arising out of the injuries sustained by the plaintiff when he, as a pedestrian, was driven into by one Mr Mdlalose. With all other aspects of the claim having already been resolved between the parties, what remained for determination at the hearing was the quantification of general damages and the issue of future medical expenses. The determination rested predominantly on whether all injuries sustained in an incident are relevant for the determination of general damages, or limited portions of those injuries where multiple RAF4 serious injury assessment forms have been submitted and part of the injuries determined as serious.
Discussion: The defendant’s argument that the injuries can be separated by virtue of submission of different RAF4 forms is not envisaged by the Road Accident Fund Act, though neither is the plaintiff’s submission of multiple RAF4 forms from the same incident. The difficulty with the defendant’s argument is that it seeks to impose a restriction on the damages claimable based on the arbitrary practice of separating out the RAF4 forms. This is not an interpretation that it supported from any of the express provisions of the Act or the Regulations. It is a whole person impairment that is being assessed, in assessing the injuries arising out of a particular instance. To allow the separation of injuries into different categories could effectively empower the defendant to selectively choose certain injuries and assess them individually as against the 30% whole person impairment threshold in order to try justifying a rejection of the RAF4 form. This cannot have been the intention of the legislature in the assessment.
Order: The Act makes it clear that the assessment of an injury sustained in a particular instance is serious or not is not a matter of degree or individual qualification but rather a Boolean, once the injuries have been established as serious, an entitlement to general damages then after exists. The full scope of the injuries sustained in the incident are therefore claimable and will then form the quantification of general damages, and any restriction on quantification based on what the Road Accident Fund might have accepted or rejected or the Health Professions Council would have accepted or rejected, would be an irrelevance as neither of these bodies are permitted by the legislation to exclude parts of the quantification of damages, and such decision is limited to assessing the extent of the injuries as serious or not.
Order: Judgment is granted against the defendant in respect of general damages in the amount of R425,000.
Manqana v Road Accident Fund [2024] ZAKZDHC 87
2 December 2024
TUCKER AJ
RAF – Loss of income – Expert evidence – Defendant seeks to have patient assessed by an alternative industrial psychologist – New RAF claims handler’s assessment of patient’s loss of earnings – Noticed huge discrepancies between bank statements and earnings stated by industrial psychologist – Application falling dismally short of threshold required for repudiation application – Critically lacking in substance as to why patient should submit to further examination – Application dismissed.
Facts and issue: This is an opposed interlocutory application in terms of which the defendant seeks an order to have the patient assessed by an alternative industrial psychologist. The defendant’s industrial psychologist, Dr Madlabana-Luthuli, assessed the patient and furnished her report. The industrial psychologists compiled a joint minute followed by an addendum joint minute. The defendant indicated that it does not bind itself to the joint minute and was intent on appointing a different industrial psychologist. The plaintiff objected thereto.
Discussion: The relief sought is for an order to have the patient assessed by an alternative industrial psychologist in circumstances where the patient was already assessed by various experts such as a neurosurgeon, psychiatrist, occupational therapist and industrial psychologist. Experts’ reports were compiled. The exposition of the chronology elucidated that Dr Madlabana-Luthuli assessed the patient and furnished her report in March 2023. This, after the plaintiff’s industrial psychologist, Ms Grobbelaar, had already filed her report on 14 December 2021. It was only after the matter was certified trial ready that the defendant sent correspondence to the plaintiff wherein they effectively attempted to repudiate the joint minutes compiled by the industrial psychologists. The plaintiff mooted that this application is in essence an attempt to sidestep a repudiation application by merely insisting that the patient be assessed by a third industrial psychologist. This exposes an obvious void that the defendant could not explain at the hearing of the application when confronted about why there was no prayer for repudiation as it was manifest that the defendant had at all times intended to repudiate the joint minute.
Findings: This application irregular in its form for various reasons as it is brought in total disregard to the case management judge who directed that a repudiation application be brought and subsequent to a defective notice in terms of Rule 36. This application can at best be described as an anorexic application, falling dismally short of the threshold required for a repudiation application. It is uncontroverted that there is no substantive application for repudiation, which is unequivocally necessary and integral in circumstances where there is an extant joint minute compiled by experts. This requirement is consistent with the courts approach adopted in the authorities in terms of regulating the processes that should be followed.
Order: The application is dismissed with costs.
Road Accident Fund v Advocate Botha NO [2024] ZAWCHC 403
29 November 2024
ANDREWS AJ
RAF – Liability – Stopping on freeway – Loss of support claim – Mother died when vehicle collided with insured vehicle which had stopped in slow lane – Plaintiff must show 1% negligence on insured driver – Regulation specifically prohibits stopping on roadway except for cause beyond control of driver – Nothing preventing driver from stopping in emergency lane – Should have foreseen possibility of a collision by being stationary – Negligent – Defendant is 100% liable.
Facts and issue: The plaintiff instituted action against the defendant in his personal capacity for loss of support and representative capacity on behalf of his minor child, the second plaintiff claiming in excess of R7,000,000. The action arises from an accident in which the plaintiff’s wife and minor children were involved in. The plaintiff’s wife lost her life in the accident and the second plaintiff suffered injuries. The court is called upon to decide if there was a proverbial 1% negligence on the side of the insured driver in causing the accident, in which event the parties agreed that the defendant shall be liable to compensate the first and second plaintiffs in respect of any damages they suffered in respect of loss of support from the deceased.
Discussion: Ms Mdevu testified that she was a passenger in her cousin’s motor vehicle travelling on the freeway on the fast late when she noticed the insured driver’s motor vehicle stationary in the slow lane next to the emergency lane with its hazard lights on. She saw the motor vehicle driven by the deceased collide with the insured driver’s stationary motor vehicle at the back and proceeded to collide with the motor vehicle she was travelling in. The motor vehicle driven by the deceased overturned and two children flew out through the windows. She tried to assist the injured children until the emergency services arrived. She confirmed the video footage that depicted the accident and specifically testified that there was an emergency lane to the left of the insured driver and that there was nothing prohibiting the insured driver from moving into and stopping in the emergency lane. Regulation 304 of the National Road Traffic Act specifically prohibits the stopping of a vehicle on the roadway except for a cause beyond the control of the driver.
Findings: By stopping in the road, the insured driver was contravening regulation 304 without any justification. The evidence shows that he was travelling on the road and then came to a standstill in the road next to the emergency lane. The uncontested evidence is further that there was nothing preventing him from stopping in the emergency lane or travelling to a point where it was safe to stop out of the roadway. Mr Thabede could and should have pulled off the roadway into the emergency lane, although it seems that he could still travel and should have pulled off at a place where it was lawful and safe to do so. Mr Thabede should have foreseen the possibility of a collision by being stationary in the roadway and was therefore negligent. But for the insured driver’s stationary motor vehicle’s presence on the road, the accident would not have occurred, and his negligence is therefore casually connected to the collision.
Order: The Defendant is liable for 100% of the first and second plaintiffs’ proven or agreed damages in respect of loss of support. The defendant is liable for 100% of the second plaintiff’s proven or agreed damages in respect of the injuries she sustained.
Syffert v Road Accident Fund [2024] ZAGPJHC 1240
29 November 2024
MAHALELO J